Is loan debt stopping you from buying a house?

We are pleased to offer a loan product which does not penalize New & Established Doctors (MD or DO) for some loan repayment obligations.*   Complete this quick online form and we will contact you to discuss your eligibility.
 
DOWN PAYMENT REQUIREMENTS
  • 0% down up to $650,000 with minimum 720 credit score.
  • 5% down up to $1,000,000 with minimum 720 credit score.
  • 10% down up to $1,500,000 with minimum 660 credit score.
 
RESERVE REQUIREMENTS
  • 0% down – 6 months reserves on deposit with EB&T
  • 5% down – 4 months reserves on deposit with EB&T
  • 10% down – 2 months reserves on deposit with EB&T
 
RATES & TERM
  • 5/1 adjustable-rate mortgage, 
  • Maximum 360 month amortization, 
  • Minimum 120 month amortization.
 
NO MORTGAGE INSURANCE REQUIRED
 
MEDICAL PROFESSIONALS LOAN DETAILS:
  • Residents, Fellows & New Physicians: Must be currently in residency or set to begin new residency within 90 days of closing or scheduled to complete medical residency / fellowship AND under contract to work within 90 days of the closing OR have commenced work within the last 12 months with a hospital, physician group.
  • Established Physicians: Licensed doctor employed as a non-intern / Resident / Fellow for at least 12 months by a hospital or physician group OR self-employed for at least 2 years as an MD or DO.
  • Escrow Waiver: allowed with minimum 25% down payment.
  • Primary Residence: Single family homes, condominiums and attached housing are eligible.
  • Doctors, Dentists, Orthodontists & Veterinarians eligible.
 
*Certain restrictions, limitations, terms and conditions may apply, Call today for details.

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