HARP 2.0 is a refinance option for homeowners that are "underwater," meaning they owe more on their home than their home is worth.
If you owe more than your home is worth, this program may help you save money. Recent changes are designed to allow even more homeowners an opportunity to refinance to a lower rate and shorter term even if they owe more than their home is worth. This program may be an affordable refinance option for homeowners who would not otherwise qualify for a traditional refinance.
Why refinance under HARP 2.0?
You may be eligible to refinance under HARP if:
We do not need to be the current loan servicer on your mortgage to help you take embrace this great opportunity.